Last updated: April 2026 · Program availability changes frequently
Down Payment Assistance in Arlington: Overview
Arlington does not have its own city DPA program. That leads many buyers to assume there is no assistance available. That assumption is wrong. Texas statewide programs cover Arlington the same way they cover Dallas, Houston, and every other city in the state. The 5% grants and deferred loans are identical whether you buy in Arlington or anywhere else in the DFW metro.
Arlington's median home price sits around $310,000. A 3.5% FHA down payment on that is $10,850. TSAHC Home Sweet Texas covers up to 5% of the loan as a grant. On a $310K purchase, that is $15,500 you never repay. It covers the full FHA down payment plus $4,650 toward closing costs. For most Arlington buyers, that means walking into a home with less than $5,000 out of pocket.
Arlington sits in Tarrant County, which has an AMI of approximately $95,000 for a family of four. TDHCA programs cap at roughly 115% AMI (~$109,000). TSAHC has county-specific limits that may run higher. A household earning $90,000 qualifies for multiple programs. Unlike Dallas and Fort Worth, Arlington does not have a local program with separate income limits, which simplifies the decision: you are comparing statewide options against each other.
One advantage Arlington has: SETH 5 Star is available here. Some Texas cities (like El Paso) are excluded from SETH's coverage. Arlington is not. That gives you three competing statewide programs (TSAHC, TDHCA, SETH) instead of two. More options means more leverage to find the best rate and terms.
Quick Answer
Yes. Arlington buyers have access to 6+ statewide DPA programs offering up to 5% of the loan as grants, forgivable loans, or deferred second mortgages. No city-level program is needed.
On a $310,000 home: TSAHC provides $15,500 as a grant. TDHCA provides $15,500 as a deferred loan. FHA requires $10,850 down. Both programs cover the full down payment with money left for closing costs.
Credit scores start at 620. Multiple programs accept repeat buyers. Veterans and first responders have dedicated options through TSAHC Heroes.
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This guide is for informational purposes only and is not a commitment to lend. Program availability, terms, and eligibility requirements change frequently. All program details should be verified directly with the administering agency or an approved lender before making financial decisions. DownPaymentScout is an independent resource and is not affiliated with any government agency or lending institution. Last updated April 2026. Program availability changes frequently.